VIC Stamp Duty Calculator

Calculate transfer duty on your Victorian property purchase. Updated with 2025–26 rates.

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Total Stamp Duty
Effective Rate
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How Stamp Duty Works in Victoria

Stamp duty in Victoria — officially called transfer duty — is a state government tax on property and land transactions. It applies when you purchase a property or have a dutiable interest transferred to you. The duty is calculated on the dutiable value of the property (generally the greater of the purchase price or market value).

Victoria uses a progressive sliding scale of rates. As of 2025–26, the rate jumps significantly once a property crosses $130,000, then becomes a flat 5.5% for properties between $960,000 and $2,000,000. Properties over $2,000,000 pay 6.5% on the excess.

Current VIC Stamp Duty Rates (2025–26)

  • $0 – $25,000: 1.4% of dutiable value
  • $25,001 – $130,000: $350 + 2.4% of amount over $25,000
  • $130,001 – $960,000: $2,870 + 6.0% of amount over $130,000
  • $960,001 – $2,000,000: 5.5% flat rate of total dutiable value
  • Over $2,000,000: $110,000 + 6.5% of amount over $2,000,000

First Home Buyer Duty Exemption / Concession

Eligible first home buyers in Victoria pay no stamp duty on properties valued up to $600,000. A concession applies for properties between $600,000 and $750,000, with duty calculated on the proportion above $600,000. To qualify, you must move into the property within 12 months and live there for at least 12 continuous months.

Foreign Purchaser Additional Duty

Foreign purchasers (non-Australian citizens and non-permanent residents) pay an additional 8% foreign purchaser additional duty on top of standard transfer duty rates. This applies to residential property in Victoria.

Off-the-Plan Concessions

For off-the-plan purchases, stamp duty may be calculated on the land value plus any construction completed at the contract date, rather than the final completed value. This can result in significant savings if buying early in construction.

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Frequently Asked Questions

How much is stamp duty in Victoria?
Victorian stamp duty uses a sliding scale. For a typical $800,000 property, you'd pay around $43,070 — that's the flat 5.5% rate applied to properties between $960,001 and $2,000,000 doesn't apply here; $800,000 falls in the $130,001–$960,000 bracket at $2,870 + 6% over $130,000. Use the calculator above for an exact figure.
Do first home buyers pay stamp duty in Victoria?
First home buyers in Victoria pay no stamp duty on properties valued up to $600,000, and receive a concession on properties between $600,000 and $750,000. For properties over $750,000, standard transfer duty rates apply.
Is there a First Home Owner Grant in Victoria?
Yes. The Victorian First Home Owner Grant (FHOG) provides $10,000 for eligible first home buyers purchasing or building a new home valued under $750,000 in regional Victoria, or $600,000 in metropolitan Melbourne. This is separate from the stamp duty concession.
What is the foreign purchaser surcharge in Victoria?
Foreign purchasers in Victoria pay an additional 8% on top of standard transfer duty rates. For example, on an $800,000 property, the foreign surcharge would be $64,000 (8% × $800,000), on top of the standard $43,070 in transfer duty.
Can I get a stamp duty exemption in Victoria for a property transfer between spouses?
Yes. Victorian transfer duty exemptions exist for certain family farm transfers, deceased estates, and transfers between spouses or domestic partners in specific circumstances. The SRO Victoria administers these concessions — consult a conveyancer for eligibility advice.
Disclaimer: This calculator provides estimates based on current Victorian transfer duty rates published by the State Revenue Office Victoria. Actual stamp duty may vary based on your specific circumstances, concessions, or exemptions. This is not financial or legal advice. Always consult a qualified solicitor or conveyancer for your property transaction.
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