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Honest numbers
for all Australians.

Honest, live and up to date calculators across business, financial planning, super, tax, mortgages and more. Workings shown, sources live, and always correct.

Rates Today RBA Cash4.35% Avg Var.6.67% SG Rate12.0% HECS Idx3.5% CPI3.2%
Federal Budget 2026
Budget delivered — see your impact

CGT reform, $1,000 instant deduction, $250 WATO & tax cuts — see how it affects your household.

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Transfer duty for every Australian state and territory.

Repayments, offset savings, extras, refinancing.

Tax, Medicare, PAYG withholding, deductions.

Property, shares, crypto, main residence.

Repayment thresholds, indexation, voluntary repayment.

Annual land tax for any Australian state with progressive rate scales.

Compound interest, savings, credit cards, loans.

Franking credits, DCA, ETF fees, FIRE, margin.

GST, BAS, payroll tax, structure, FBT, rates.

Whole-of-life snapshot tools — score your financial health and prioritise what to tackle first.

Plan your retirement runway, income gap, and exit strategy.

How much insurance do you actually need? Sized to dependents, debts and earning years.

Workings shown

Every figure, line by line.

No black-box answers. We show the rate, the bracket, and how each dollar got from your input to your result.

Shareable

Every result has a link.

auscalcs.com.au/stamp-duty/nsw
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FY 2025–26 rates.

ATO · APRA · ASIC · NSW Revenue · RBA

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How it works

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Browse 14 suites covering stamp duty, tax, super, mortgages, business and more — or search 92 tools by name.

02
Enter your numbers

Plain-English fields. We pre-fill current Financial Year 2025–26 rates so you only enter what's yours.

03
See the working

Every figure is shown step-by-step, with the source rate and the date it was last verified.

Sources · Live

Every rate cited. Every figure traceable.

We pull from primary government sources — not blogs, not aggregators — and stamp every result with the date it was last verified.

ATO
Income tax & PAYG
Financial Year 2025–26
NSW Revenue
Transfer duty
Financial Year 2025–26
APRA
Serviceability buffer
3% buffer
ASIC
Super assumptions
MoneySmart
RBA
Cash rate
4.35%
ABS
CPI
3.2%
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92 calculators across 14 suites. Built in Australia, current Financial Year 2025–26 rates.

Disclaimer: These calculators provide estimates only and should not be considered financial advice. Rates and thresholds are based on publicly available information for the 2025–26 financial year and may change. Always consult a qualified financial adviser for decisions about your specific circumstances.