Australian Stamp Duty Calculator
Compare transfer duty rates across all 8 Australian states and territories. Select your state below.
Select Your State
Stamp Duty Comparison — $600,000 Property (2025–26)
The table below shows approximate stamp duty for a standard residential property purchase at $600,000, for a general (non-first-home-buyer) purchaser:
| State | Stamp Duty (~$600K) | FHB Threshold | FHOG |
|---|---|---|---|
| NSW | ~$22,490 | Exempt ≤$800K | $10,000 (new builds) |
| VIC | ~$31,070 | Exempt ≤$600K | $10,000 |
| QLD | ~$18,525 | Exempt ≤$500K | $30,000 |
| SA | ~$27,330 | No concession | $15,000 |
| WA | ~$22,278 | Exempt ≤$430K | $10,000 |
| TAS | ~$19,310 | 50% discount ≤$600K | $30,000 |
| NT | ~$29,700 | FHOD up to $18,601 | $10,000 |
| ACT | ~$22,440 | HBCS exemption (income test) | N/A |
What Is Stamp Duty?
Stamp duty (also called transfer duty or conveyance duty depending on the state) is a state government tax on property transactions. It is one of the largest upfront costs when buying property in Australia — often second only to the deposit itself.
Each state and territory sets its own rates, thresholds, and concessions. First home buyers typically receive significant discounts or exemptions, and most states also have additional surcharges for foreign purchasers.
When Is Stamp Duty Paid?
Stamp duty is generally paid at or before settlement. Your conveyancer or solicitor arranges the payment as part of the settlement process. Late payment attracts penalties and interest from the relevant state revenue office.
Can Stamp Duty Be Added to the Mortgage?
Some lenders allow stamp duty to be capitalised into the home loan, but this increases the total loan amount, your repayments, and your total interest cost. It may also push your LVR above 80%, triggering Lenders Mortgage Insurance.